Best brokers and banks for Lithuania residents — regulated, verified and ranked for 2026.
Lithuania is a member of the European Union and benefits from the EU single market for financial services. The primary stock exchange is the Nasdaq Vilnius, home to the OMX Vilnius (OMXV) index. As an EU jurisdiction, investors in Lithuania follow PRIIPs regulation — US-domiciled ETFs (SPY, QQQ, VTI) are restricted for retail investors; use UCITS equivalents such as iShares CSPX, Amundi CU2 or Vanguard VWRA instead. Any EU/EEA-regulated broker can serve Lithuania residents via MiFID II passporting without needing a local entity — widening your choice of platforms significantly.
Lietuvos bankas (Bank of Lithuania) (www.lb.lt) is the primary securities and financial markets regulator in Lithuania. As an EU member, Lithuania also operates within the pan-European framework of ESMA (European Securities and Markets Authority) and implements MiFID II, PRIIPs, UCITS and other EU directives. LB supervises investment firms, collective investment schemes and pension funds.
The Bank of Lithuania was re-established in 1990 following the restoration of independence. Lithuania adopted the euro in 2015 — the last Baltic state to do so. Revolut, one of Europe's most valuable fintechs, holds its EU banking licence in Lithuania. Deposit protection: €100,000 per depositor.
Capital gains from the sale of securities are taxed at 15% (flat) — 15% flat CGT. Importantly, Lithuania's Investment Account system (similar to Estonia's) allows tax deferral: invest through a designated account and pay tax only when withdrawing more than deposited.. Dividends are subject to 15% WHT. Trading losses can be carried forward for up to Indefinite (within investment account system). Lithuania offers the following tax-advantaged investment structures: Investicinė sąskaita (Investment Account) (Similar to Estonia's system. Invest through a dedicated account — pay tax only when withdrawing more than you deposited. Indefinite tax deferral.).
Bank deposits in Lithuania are protected up to €100,000 (Lithuanian Deposit Insurance Fund) per depositor per institution. Separately, investment accounts held with regulated brokers are covered by the Investor Compensation Fund up to €20,000 per investor (covering securities and cash held with the broker, not market losses). These protections apply to platforms regulated by LB or those passported in from other EU/EEA states.